A View From The Top

IPG: I get the idea you feel the situation at Allstate is the exception from the rule.

Plotts: I personally feel strongly that you have to go with your core competency, so if you don't have a core competency in something, you probably ought to take a hard look at whether you want to stay in it. If I were a company wondering if I should be dealing with all the hassles I have to deal with versus outsourcing it to somebody who's core competency might be in that area, I might look at it differently, but